Rasio QNB Bank per 30 Juni 2015

Nama Bank : Bank QNB

Buku Bank : 2

Predikat berdasarkan Nilai Komposit : Cukup Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 2.253.488 2.158.528 4,40%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 17.929.473 9.950.621 80,18%
CAR 12,57% 21,69% -42,05%
Tier 1 Capital to Total Capital 92,81% 95,14% -2,45%
Capital to Total Assets 9,77% 10,36% -5,72%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 23.075.828 20.839.018 10,73%
Gross Loans (Rp Juta) 18.452.072 15.106.120 22,15%
NPL to Gross Loan 1,90% 0,31% 512,90%
NPL Net 1,84% 0,24% 666,67%
CKPN to Aset Produktif 0,06% 0,09% -33,33%
Loan Loss Provisions to Gross Loan 0,02% 0,07% -72,79%
Pemenuhan PPA 7,24% 11,78% -38,51%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 29.604 10.323 186,78%
ROE 2,82% 1,36% 107,35%
ROA 0,34% 0,21% 61,90%
BOPO 95,87% 96,56% -0,71%
Biaya operasional non bunga to total aset 2,61% 2,23% 16,90%
Biaya operasional non bunga to pendapatan bunga 32,74% 46,86% -30,13%
NIM 2,54% 2,96% -14,19%
Funding Cost 6,60% 3,80% 73,80%
Fee Based Income to Total Income 3,99% 6,33% -36,95%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 18.973.908 16.161.710 17,40%
Low Cost Deposit 12,74% 19,47% -34,58%
Loans Deposit Ratio 97,25% 104,43% -6,88%
Liquid Asset to Total Asset 16,98% 24,37% -30,31%
Liquid Asset to Customer Deposit 20,65% 31,42% -34,27%
Interbank Ratio 7,88% 31,31% -74,82%

*) neraca desember 2014