Rasio Centratama Nasional Bank per 30 Juni 2015

Nama Bank : Centratama Nasional Bank

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Cukup Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 140.323 139.159 0,84%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 585.174 603.384 -3,02%
CAR 23,98% 23,06% 3,99%
Tier 1 Capital to Total Capital 96,81% 96,54% 0,28%
Capital to Total Assets 13,58% 13,80% -1,66%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 1.033.640 1.008.041 2,54%
Gross Loans (Rp Juta) 761.597 745.222 2,20%
NPL to Gross Loan 1,49% 1,34% 11,19%
NPL Net 1,31% 0,69% 89,86%
CKPN to Aset Produktif 0,27% 0,64% -57,81%
Loan Loss Provisions to Gross Loan 0,51% 1,40% -63,57%
Pemenuhan PPA 44,84% 65,20% -31,23%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 1.206 118 922,03%
ROE 1,79% 0,17% 952,94%
ROA 0,30% 0,03% 900,00%
BOPO 98,87% 101,87% -2,94%
Biaya operasional non bunga to total aset 6,12% 6,96% -12,10%
Biaya operasional non bunga to pendapatan bunga 51,54% 68,68% -24,95%
NIM 6,25% 5,99% 4,34%
Funding Cost 7,22% 6,09% 18,57%
Fee Based Income to Total Income 1,62% 3,03% -46,43%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 869.774 838.399 3,74%
Low Cost Deposit 19,53% 20,98% -6,93%
Loans Deposit Ratio 87,56% 92,47% -5,31%
Liquid Asset to Total Asset 16,50% 15,98% 3,25%
Liquid Asset to Customer Deposit 19,61% 19,21% 2,05%
Interbank Ratio 48,83% 31,95% 52,83%

*) neraca desember 2014