Rasio Bank UOB per 30 September 2015

Nama Bank : Bank UOB

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Kurang Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 11,106,772 10,771,760 3.11%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 71,784,011 65,215,543 10.07%
CAR 15.47% 16.52% -6.36%
Tier 1 Capital to Total Capital 85.09% 84.79% 0.35%
Capital to Total Assets 13.20% 13.46% -1.92%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 84,153,815 80,049,605 5.13%
Gross Loans (Rp Juta) 58,823,290 56,486,704 4.14%
NPL to Gross Loan 2.33% 3.51% -33.62%
NPL Net 1.88% 2.35% -20.00%
CKPN to Aset Produktif 0.79% 1.13% -30.09%
Loan Loss Provisions to Gross Loan 2.11% 1.69% 25.21%
Pemenuhan PPA 49.17% 68.72% -28.44%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 347,623 383,081 -9.26%
ROE 4.89% 5.65% -13.45%
ROA 0.78% 0.98% -20.41%
BOPO 95.80% 92.05% 4.07%
Biaya operasional non bunga to total aset 12.58% 5.65% 122.51%
Biaya operasional non bunga to pendapatan bunga 157.20% 70.83% 121.95%
NIM 3.86% 4.27% -9.60%
Funding Cost 6.23% 5.72% 8.84%
Fee Based Income to Total Income 5.07% 8.40% -39.66%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 63,598,357 63,235,389 0.57%
Low Cost Deposit 28.19% 27.01% 4.35%
Loans Deposit Ratio 92.48% 93.68% -1.28%
Liquid Asset to Total Asset 21.73% 22.52% -3.48%
Liquid Asset to Customer Deposit 28.76% 28.50% 0.89%
Interbank Ratio 50.38% 124.31% -59.47%

 

*) neraca desember 2014