Rasio Bank Resona Perdania per 30 Juni 2015

Nama Bank : Bank Resona Perdania

Buku Bank : 2

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 2.949.990 2.158.917 36,64%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 13.126.423 11.509.767 14,05%
CAR 22,47% 18,76% 19,78%
Tier 1 Capital to Total Capital 73,17% 96,00% -23,78%
Capital to Total Assets 17,86% 14,52% 23,00%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 16.515.737 14.866.992 11,09%
Gross Loans (Rp Juta) 11.028.567 10.609.133 3,95%
NPL to Gross Loan 3,33% 3,05% 9,18%
NPL Net 1,53% 2,14% -28,50%
CKPN to Aset Produktif 1,37% 0,77% 77,92%
Loan Loss Provisions to Gross Loan 0,59% 0,44% 32,74%
Pemenuhan PPA 46,04% 33,43% 37,70%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 110.413 126.923 -13,01%
ROE 10,26% 11,85% -13,42%
ROA 1,89% 2,57% -26,46%
BOPO 76,45% 67,52% 13,23%
Biaya operasional non bunga to total aset 3,11% 2,93% 6,39%
Biaya operasional non bunga to pendapatan bunga 57,69% 56,82% 1,52%
NIM 3,38% 4,17% -18,94%
Funding Cost 5,18% 4,04% 28,30%
Fee Based Income to Total Income 3,04% 3,58% -15,10%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 7.604.958 6.527.360 16,51%
Low Cost Deposit 45,58% 53,02% -14,03%
Loans Deposit Ratio 145,02% 155,34% -6,64%
Liquid Asset to Total Asset 29,18% 25,22% 15,71%
Liquid Asset to Customer Deposit 63,37% 57,43% 10,33%
Interbank Ratio 78678,21% 646,77% 12064,83%

*) neraca desember 2014