Rasio Bank Of India Indonesia per 30 Juni 2015

Nama Bank : Bank Of India Indonesia

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 1.079.504 481.826 124,04%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 3.569.606 2.915.448 22,44%
CAR 30,24% 16,53% 82,94%
Tier 1 Capital to Total Capital 97,84% 92,50% 5,77%
Capital to Total Assets 16,53% 9,27% 78,35%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 6.531.360 5.199.185 25,62%
Gross Loans (Rp Juta) 48.355 27.560 75,45%
NPL to Gross Loan 1,22% 1,23% -0,81%
NPL Net 0,51% 0,59% -13,56%
CKPN to Aset Produktif 0,98% 0,55% 78,18%
Loan Loss Provisions to Gross Loan 124,07% 59,19% 109,62%
Pemenuhan PPA 67,85% 40,93% 65,78%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 44.721 55.979 -20,11%
ROE 8,68% 25,66% -66,17%
ROA 1,95% 3,89% -49,87%
BOPO 82,57% 69,22% 19,29%
Biaya operasional non bunga to total aset 2,28% 1,71% 32,91%
Biaya operasional non bunga to pendapatan bunga 25,85% 22,57% 14,57%
NIM 4,26% 5,27% -19,17%
Funding Cost 7,39% 6,17% 19,81%
Fee Based Income to Total Income 3,21% 4,68% -31,45%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 4.755.893 3.585.346 32,65%
Low Cost Deposit 11,09% 13,70% -19,03%
Loans Deposit Ratio 75,24% 92,07% -18,28%
Liquid Asset to Total Asset 15,70% 20,06% -21,74%
Liquid Asset to Customer Deposit 21,56% 29,09% -25,89%
Interbank Ratio 61,64% 112,65% -45,28%

*) neraca desember 2014