Rasio Bank OCBC NISP per 30 September 2015

Nama Bank : Bank BOCBC NISP

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 17,059,480 15,176,482 12.41%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 98,751,588 79,573,094 24.10%
CAR 17.28% 19.07% -9.42%
Tier 1 Capital to Total Capital 92.70% 91.45% 1.37%
Capital to Total Assets 13.07% 14.72% -11.21%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 130,555,550 103,123,179 26.60%
Gross Loans (Rp Juta) 80,113,716 66,514,039 20.45%
NPL to Gross Loan 1.34% 1.13% 17.74%
NPL Net 0.79% 0.67% 16.94%
CKPN to Aset Produktif 1.42% 1.40% 1.06%
Loan Loss Provisions to Gross Loan 0.31% 0.43% -27.41%
Pemenuhan PPA 100.41% 100.43% -0.02%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 1,059,789 942,256 12.47%
ROE 9.14% 9.19% -0.45%
ROA 1.60% 1.70% -6.11%
BOPO 80.63% 80.18% 0.56%
Biaya operasional non bunga to total aset 2.46% 2.93% -16.11%
Biaya operasional non bunga to pendapatan bunga 35.65% 38.93% -8.43%
NIM 3.86% 4.13% -6.51%
Funding Cost 5.44% 5.68% -4.31%
Fee Based Income to Total Income 6.71% 7.30% -8.09%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 89,219,585 71,601,129 24.61%
Low Cost Deposit 39.47% 34.81% 13.40%
Loans Deposit Ratio 89.72% 83.55% 7.38%
Liquid Asset to Total Asset 33.09% 29.25% 13.11%
Liquid Asset to Customer Deposit 48.42% 42.13% 14.92%
Interbank Ratio 60.63% 48.38% 25.33%

 

*) neraca desember 2014