Rasio Bank Mizuho per 30 September 2015

Nama Bank : Bank Mizuho

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 7,180,931 6,306,474 13.87%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 36,671,610 31,840,732 15.17%
CAR 19.58% 19.81% -1.16%
Tier 1 Capital to Total Capital 94.00% 94.26% -0.28%
Capital to Total Assets 15.14% 15.28% -0.93%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 47,430,735 41,267,829 14.93%
Gross Loans (Rp Juta) 32,931,327 33,363,755 -1.30%
NPL to Gross Loan 2.30% 2.67% -13.86%
NPL Net 0.76% 1.04% -26.92%
CKPN to Aset Produktif 1.21% 1.42% -14.79%
Loan Loss Provisions to Gross Loan 0.44% 0.68% -35.43%
Pemenuhan PPA 56.31% 61.19% -7.98%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 634,165 608,079 4.29%
ROE 12.79% 13.48% -5.12%
ROA 2.52% 2.68% -5.97%
BOPO 47.01% 45.72% 2.82%
Biaya operasional non bunga to total aset 1.27% 1.43% -10.84%
Biaya operasional non bunga to pendapatan bunga 40.84% 43.22% -5.51%
NIM 2.74% 3.06% -10.46%
Funding Cost 2.48% 2.21% 12.28%
Fee Based Income to Total Income 5.74% 6.58% -12.71%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 14,955,746 13,014,933 14.91%
Low Cost Deposit 59.78% 66.76% -10.45%
Loans Deposit Ratio 220.19% 284.59% -22.63%
Liquid Asset to Total Asset 19.74% 12.16% 62.31%
Liquid Asset to Customer Deposit 62.62% 38.57% 62.34%
Interbank Ratio 130.41% 25.79% 405.65%

 

*) neraca desember 2014