Rasio Bank Mega per 30 September 2015

Nama Bank : Bank Mega

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Cukup Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 6,147,828 6,285,502 -2.19%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 41,183,557 40,789,966 0.96%
CAR 14.93% 15.41% -3.11%
Tier 1 Capital to Total Capital 100.00% 95.89% 4.29%
Capital to Total Assets 9.97% 9.42% 5.77%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 61,690,182 66,710,731 -7.53%
Gross Loans (Rp Juta) 33,657,478 33,679,790 -0.07%
NPL to Gross Loan 2.88% 3.22% -10.56%
NPL Net 1.92% 2.64% -27.27%
CKPN to Aset Produktif 1.13% 0.71% 59.15%
Loan Loss Provisions to Gross Loan 3.00% 1.19% 151.95%
Pemenuhan PPA 68.30% 53.56% 27.53%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 847,856 587,957 44.20%
ROE 17.12% 13.19% 29.80%
ROA 2.00% 1.50% 33.33%
BOPO 85.96% 88.05% -2.37%
Biaya operasional non bunga to total aset 6.56% 4.88% 34.38%
Biaya operasional non bunga to pendapatan bunga 69.64% 57.99% 20.09%
NIM 6.07% 5.35% 13.46%
Funding Cost 6.48% 6.14% 5.63%
Fee Based Income to Total Income 21.96% 19.26% 14.02%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 47,976,230 51,128,437 -6.17%
Low Cost Deposit 32.67% 31.78% 2.78%
Loans Deposit Ratio 70.15% 66.12% 6.09%
Liquid Asset to Total Asset 38.89% 37.50% 3.72%
Liquid Asset to Customer Deposit 50.01% 48.93% 2.22%
Interbank Ratio 38.14% 92.36% -58.71%

 

*) neraca desember 2014