Rasio Bank Maybank per 30 September 2015

Nama Bank : Bank Maybank

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Cukup Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 15,855,966 15,276,943 3.79%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 108,302,199 107,456,620 0.79%
CAR 14.64% 14.22% 2.95%
Tier 1 Capital to Total Capital 71.92% 68.60% 4.83%
Capital to Total Assets 10.86% 11.29% -3.81%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 145,971,117 135,286,658 7.90%
Gross Loans (Rp Juta) 95,067,756 92,439,463 2.84%
NPL to Gross Loan 4.34% 2.57% 68.87%
NPL Net 2.79% 1.82% 53.30%
CKPN to Aset Produktif 1.86% 1.18% 57.63%
Loan Loss Provisions to Gross Loan 1.99% 1.99% -0.21%
Pemenuhan PPA 61.95% 61.82% 0.21%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 403,337 134,651 199.54%
ROE 4.54% 1.75% 159.43%
ROA 0.51% 0.18% 183.33%
BOPO 95.37% 97.06% -1.74%
Biaya operasional non bunga to total aset 4.40% 4.30% 2.24%
Biaya operasional non bunga to pendapatan bunga 53.11% 49.59% 7.10%
NIM 4.45% 4.17% 6.71%
Funding Cost 6.33% 6.96% -8.96%
Fee Based Income to Total Income 6.15% 4.80% 28.17%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 105,427,448 98,796,334 6.71%
Low Cost Deposit 39.88% 39.45% 1.10%
Loans Deposit Ratio 88.69% 89.34% -0.73%
Liquid Asset to Total Asset 23.80% 21.86% 8.88%
Liquid Asset to Customer Deposit 32.96% 29.94% 10.09%
Interbank Ratio 59.99% 67.24% -10.79%

 

*) neraca desember 2014