Rasio Bank Mandiri per 30 September 2015

Nama Bank : Bank Mandiri

Buku Bank : 4

Predikat berdasarkan Nilai Komposit : Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 103,030,122 83,338,576 23.63%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 578,440,334 505,877,789 14.34%
CAR 17.81% 16.47% 8.14%
Tier 1 Capital to Total Capital 86.09% 92.17% -6.59%
Capital to Total Assets 12.72% 11.01% 15.51%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 810,249,315 757,039,212 7.03%
Gross Loans (Rp Juta) 502,779,253 475,266,826 5.79%
NPL to Gross Loan 2.41% 1.68% 43.45%
NPL Net 0.74% 0.46% 60.87%
CKPN to Aset Produktif 2.95% 2.68% 10.07%
Loan Loss Provisions to Gross Loan 2.01% 0.83% 141.44%
Pemenuhan PPA 134.27% 128.47% 4.51%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 14,448,889 14,013,263 3.11%
ROE 22.49% 25.15% -10.58%
ROA 3.00% 3.53% -15.01%
BOPO 70.26% 64.95% 8.18%
Biaya operasional non bunga to total aset 3.94% 3.12% 26.38%
Biaya operasional non bunga to pendapatan bunga 51.55% 44.59% 15.61%
NIM 5.63% 5.87% -4.09%
Funding Cost 3.98% 3.39% 17.44%
Fee Based Income to Total Income 11.81% 11.92% -0.93%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 594,248,127 576,325,801 3.11%
Low Cost Deposit 65.07% 61.16% 6.38%
Loans Deposit Ratio 84.27% 84.34% -0.08%
Liquid Asset to Total Asset 28.34% 25.80% 9.86%
Liquid Asset to Customer Deposit 38.65% 33.89% 14.04%
Interbank Ratio 73.22% 136.95% -46.54%

 

*) neraca desember 2014