Rasio Bank Jasa Jakarta per 30 Juni 2015

Nama Bank : Bank Jasa Jakarta

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat]

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 870.202 770.669 12,92%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 3.513.837 3.164.892 11,03%
CAR 24,77% 24,35% 1,72%
Tier 1 Capital to Total Capital 95,79% 95,86% -0,08%
Capital to Total Assets 17,11% 15,12% 13,21%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 5.084.640 5.097.858 -0,26%
Gross Loans (Rp Juta) 3.813.573 3.689.916 3,35%
NPL to Gross Loan 0,20% 0,10% 100,00%
NPL Net 0,12% 0,03% 300,00%
CKPN to Aset Produktif 0,07% 0,06% 16,67%
Loan Loss Provisions to Gross Loan 0,18% 0,12% 47,88%
Pemenuhan PPA 7,79% 7,18% 8,47%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 44.689 31.972 39,78%
ROE 11,00% 8,71% 26,29%
ROA 2,38% 1,87% 27,27%
BOPO 76,94% 80,56% -4,49%
Biaya operasional non bunga to total aset 1,87% 1,70% 10,22%
Biaya operasional non bunga to pendapatan bunga 19,37% 19,83% -2,33%
NIM 3,92% 3,41% 14,96%
Funding Cost 7,10% 6,71% 5,73%
Fee Based Income to Total Income 0,70% 0,69% 2,14%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 4.125.131 4.127.299 -0,05%
Low Cost Deposit 18,46% 19,90% -7,26%
Loans Deposit Ratio 92,45% 87,77% 5,33%
Liquid Asset to Total Asset 16,34% 21,53% -24,07%
Liquid Asset to Customer Deposit 20,15% 26,59% -24,23%
Interbank Ratio 1382,46% 515,60% 168,13%

*) neraca desember 2014