Rasio Bank Jambi per 30 Juni 2015

Nama Bank : Bank Jambi

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 939.411 770.833 21,87%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 3.764.623 3.212.962 17,17%
CAR 24,95% 22,79% 9,48%
Tier 1 Capital to Total Capital 91,98% 90,99% 1,08%
Capital to Total Assets 11,04% 13,34% -17,24%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 8.511.884 5.780.235 47,26%
Gross Loans (Rp Juta) 3.784.284 3.540.443 6,89%
NPL to Gross Loan 1,14% 0,58% 96,87%
NPL Net 0,35% 0,11% 216,21%
CKPN to Aset Produktif 0,46% 0,31% 49,79%
Loan Loss Provisions to Gross Loan 0,97% 0,45% 118,66%
Pemenuhan PPA 42,22% 25,78% 63,80%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 55.570 81.829 -32,09%
ROE 13,13% 21,95% -40,20%
ROA 2,11% 3,99% -47,13%
BOPO 85,11% 66,19% 28,58%
Biaya operasional non bunga to total aset 2,18% 2,56% -14,93%
Biaya operasional non bunga to pendapatan bunga 18,18% 24,67% -26,30%
NIM 4,66% 6,86% -32,06%
Funding Cost 11,62% 7,35% 58,05%
Fee Based Income to Total Income 3,05% 3,94% -22,70%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 6.110.508 3.633.417 68,18%
Low Cost Deposit 36,27% 42,83% -15,33%
Loans Deposit Ratio 64,22% 66,64% -3,64%
Liquid Asset to Total Asset 49,72% 31,40% 58,34%
Liquid Asset to Customer Deposit 69,26% 49,95% 38,65%
Interbank Ratio 265,85% 111,06% 139,37%

*) neraca desember 2014