Rasio Bank Ina Perdana per 30 Juni 2015

Nama Bank : Bank Ina Perdana

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 304.749 291.882 4,41%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 1.318.954 1.152.259 14,47%
CAR 23,11% 25,33% -8,76%
Tier 1 Capital to Total Capital 95,46% 96,10% -0,66%
Capital to Total Assets 15,05% 14,96% 0,64%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 2.024.669 1.951.587 3,74%
Gross Loans (Rp Juta) 1.337.901 1.252.750 6,80%
NPL to Gross Loan 0,47% 0,55% -14,55%
NPL Net 0,25% 0,39% -35,90%
CKPN to Aset Produktif 0,16% 0,13% 23,08%
Loan Loss Provisions to Gross Loan 0,17% 0,18% -3,67%
Pemenuhan PPA 16,24% 13,76% 18,02%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 4.144 7.445 -44,34%
ROE 2,84% 5,33% -46,72%
ROA 0,62% 1,26% -50,79%
BOPO 94,09% 88,60% 6,20%
Biaya operasional non bunga to total aset 3,19% 2,97% 7,34%
Biaya operasional non bunga to pendapatan bunga 30,60% 34,79% -12,05%
NIM 3,81% 4,96% -23,19%
Funding Cost 8,42% 5,91% 42,48%
Fee Based Income to Total Income 0,64% 1,37% -52,96%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 1.691.572 1.626.441 4,00%
Low Cost Deposit 11,87% 17,43% -31,89%
Loans Deposit Ratio 77,47% 87,53% -11,49%
Liquid Asset to Total Asset 21,78% 27,56% -20,99%
Liquid Asset to Customer Deposit 26,06% 33,07% -21,19%
Interbank Ratio 360,76% 1,31% 27365,42%

*) neraca desember 2014