Rasio Bank Fama Internasional per 30 Juni 2015

Nama Bank : Bank Fama Internasional

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 195.498 174.423 12,08%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 803.453 707.037 13,64%
CAR 24,33% 24,67% -1,38%
Tier 1 Capital to Total Capital 96,60% 96,47% 0,13%
Capital to Total Assets 19,49% 18,45% 5,62%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 1.003.244 945.369 6,12%
Gross Loans (Rp Juta) 742.607 689.355 7,72%
NPL to Gross Loan 4,25% 3,31% 28,40%
NPL Net 3,64% 2,75% 32,36%
CKPN to Aset Produktif 0,77% 0,91% -15,38%
Loan Loss Provisions to Gross Loan 0,00% 0,00% 0,00%
Pemenuhan PPA 58,44% 95,89% -39,06%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 12.832 6.637 93,34%
ROE 13,80% 7,85% 75,80%
ROA 3,56% 2,03% 75,37%
BOPO 74,40% 84,26% -11,70%
Biaya operasional non bunga to total aset 2,82% 3,22% -12,24%
Biaya operasional non bunga to pendapatan bunga 22,13% 28,23% -21,63%
NIM 5,43% 4,58% 18,56%
Funding Cost 9,22% 9,14% 0,79%
Fee Based Income to Total Income 1,11% 1,58% -29,98%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 780.825 716.759 8,94%
Low Cost Deposit 9,81% 9,95% -1,41%
Loans Deposit Ratio 95,11% 97,04% -1,99%
Liquid Asset to Total Asset 19,07% 20,83% -8,44%
Liquid Asset to Customer Deposit 24,50% 27,47% -10,81%
Interbank Ratio 654,99% 295,99% 121,29%

*) neraca desember 2014