Rasio Bank Dinar per 30 Juni 2015

Nama Bank : Bank Dinar

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 418.264 263.539 58,71%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 1.366.969 846.577 61,47%
CAR 30,60% 31,13% -1,70%
Tier 1 Capital to Total Capital 96,08% 96,18% -0,10%
Capital to Total Assets 22,18% 16,06% 38,15%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 1.885.679 1.641.451 14,88%
Gross Loans (Rp Juta) 1.105.294 856.582 29,04%
NPL to Gross Loan 0,41% 0,30% 36,67%
NPL Net 0,33% 0,28% 17,86%
CKPN to Aset Produktif 0,06% 0,02% 200,00%
Loan Loss Provisions to Gross Loan 0,06% 0,00% 2441,94%
Pemenuhan PPA 5,16% 1,59% 224,69%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 5.795 3.148 84,09%
ROE 3,14% 2,47% 27,13%
ROA 0,73% 0,68% 7,35%
BOPO 94,68% 94,17% 0,54%
Biaya operasional non bunga to total aset 2,60% 1,88% 38,66%
Biaya operasional non bunga to pendapatan bunga 28,41% 28,44% -0,11%
NIM 3,99% 3,67% 8,72%
Funding Cost 9,09% 6,03% 50,78%
Fee Based Income to Total Income 0,04% 0,09% -51,97%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 1.283.627 1.204.318 6,59%
Low Cost Deposit 8,94% 12,74% -29,83%
Loans Deposit Ratio 86,06% 70,41% 22,23%
Liquid Asset to Total Asset 27,45% 30,43% -9,81%
Liquid Asset to Customer Deposit 40,32% 41,48% -2,79%
Interbank Ratio 210,96% 19977,59% -98,94%

*) neraca desember 2014