Rasio Bank Danamon per 30 September 2015

Nama Bank : Bank Danamon

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 27,023,766 24,020,406 12.50%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 134,128,269 131,979,067 1.63%
CAR 20.15% 18.20% 10.71%
Tier 1 Capital to Total Capital 95.46% 100.00% -4.54%
Capital to Total Assets 16.52% 14.71% 12.30%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 163,621,094 163,323,894 0.18%
Gross Loans (Rp Juta) 103,184,712 107,088,814 -3.65%
NPL to Gross Loan 3.24% 2.54% 27.56%
NPL Net 1.85% 1.44% 28.47%
CKPN to Aset Produktif 2.28% 2.02% 12.87%
Loan Loss Provisions to Gross Loan 3.04% 2.24% 35.88%
Pemenuhan PPA 94.07% 94.52% -0.48%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 1,738,759 3,952,621 -56.01%
ROE 8.26% 21.06% -60.78%
ROA 1.76% 3.76% -53.19%
BOPO 85.17% 74.74% 13.96%
Biaya operasional non bunga to total aset 6.21% 6.39% -2.79%
Biaya operasional non bunga to pendapatan bunga 61.90% 63.89% -3.12%
NIM 7.11% 7.28% -2.34%
Funding Cost 5.82% 5.91% -1.49%
Fee Based Income to Total Income 7.08% 6.69% 5.73%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 112,284,135 115,000,551 -2.36%
Low Cost Deposit 46.13% 49.26% -6.37%
Loans Deposit Ratio 91.09% 91.34% -0.27%
Liquid Asset to Total Asset 26.93% 23.70% 13.63%
Liquid Asset to Customer Deposit 39.25% 33.66% 16.59%
Interbank Ratio 183.22% 369.60% -50.43%

 

*) neraca desember 2014