Rasio Bank Capital per 30 Juni 2015

Nama Bank : Bank Capital

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 1.178.681 904.470 30,32%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 6.995.998 4.738.356 47,65%
CAR 16,85% 19,09% -11,73%
Tier 1 Capital to Total Capital 81,43% 92,65% -12,11%
Capital to Total Assets 10,53% 9,78% 7,74%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 11.190.153 9.251.776 20,95%
Gross Loans (Rp Juta) 6.010.364 4.737.817 26,86%
NPL to Gross Loan 0,24% 0,40% -40,00%
NPL Net 0,18% 0,24% -25,00%
CKPN to Aset Produktif 0,09% 0,16% -43,75%
Loan Loss Provisions to Gross Loan 0,15% 0,14% 5,94%
Pemenuhan PPA 10,88% 18,76% -42,00%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 48.188 33.851 42,35%
ROE 10,44% 8,16% 27,94%
ROA 1,23% 1,32% -6,82%
BOPO 88,95% 87,37% 1,81%
Biaya operasional non bunga to total aset 3,19% 1,76% 81,10%
Biaya operasional non bunga to pendapatan bunga 33,43% 23,32% 43,32%
NIM 4,74% 3,76% 26,06%
Funding Cost 6,90% 6,00% 15,15%
Fee Based Income to Total Income 0,43% 0,67% -35,92%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 9.795.418 8.112.281 20,75%
Low Cost Deposit 31,30% 24,25% 29,10%
Loans Deposit Ratio 61,16% 68,83% -11,14%
Liquid Asset to Total Asset 43,10% 46,20% -6,70%
Liquid Asset to Customer Deposit 49,24% 52,69% -6,54%
Interbank Ratio 2004,65% 892,33% 124,65%

*) neraca desember 2014