Rasio Bank Bumi Arta per 30 Juni 2015

Nama Bank : Bank Bumi Artha

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 612.740 516.402 18,66%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 3.846.830 3.213.920 19,69%
CAR 15,93% 16,07% -0,87%
Tier 1 Capital to Total Capital 93,93% 87,42% 7,44%
Capital to Total Assets 10,33% 10,02% 3,11%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 5.932.868 5.155.423 15,08%
Gross Loans (Rp Juta) 3.880.197 3.535.325 9,76%
NPL to Gross Loan 0,47% 0,30% 56,67%
NPL Net 0,21% 0,02% 950,00%
CKPN to Aset Produktif 0,21% 0,23% -8,70%
Loan Loss Provisions to Gross Loan 0,33% 0,17% 92,96%
Pemenuhan PPA 24,86% 25,79% -3,60%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 24.818 20.199 22,87%
ROE 8,61% 8,80% -2,16%
ROA 1,19% 1,24% -4,03%
BOPO 90,07% 89,56% 0,57%
Biaya operasional non bunga to total aset 3,57% 3,79% -5,80%
Biaya operasional non bunga to pendapatan bunga 33,81% 39,65% -14,73%
NIM 5,17% 6,20% -16,61%
Funding Cost 7,23% 5,84% 23,76%
Fee Based Income to Total Income 3,04% 2,39% 27,17%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 5.168.021 4.450.003 16,14%
Low Cost Deposit 20,46% 19,38% 5,61%
Loans Deposit Ratio 75,08% 78,63% -4,51%
Liquid Asset to Total Asset 27,79% 22,70% 22,40%
Liquid Asset to Customer Deposit 31,90% 26,30% 21,29%
Interbank Ratio 20657,54% 8500,18% 143,02%

*) neraca desember 2014