Rasio Bank Bukopin per 30 September 2015

Nama Bank : Bank Bukopin

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 8,388,914 6,653,490 26.08%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 59,240,807 45,906,830 29.05%
CAR 14.16% 14.49% -2.28%
Tier 1 Capital to Total Capital 77.41% 80.82% -4.22%
Capital to Total Assets 9.88% 8.90% 11.02%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 84,910,221 74,768,297 13.56%
Gross Loans (Rp Juta) 58,739,846 51,518,159 14.02%
NPL to Gross Loan 2.86% 3.09% -7.44%
NPL Net 2.20% 2.42% -9.09%
CKPN to Aset Produktif 0.88% 0.72% 22.22%
Loan Loss Provisions to Gross Loan 0.42% 0.34% 22.00%
Pemenuhan PPA 71.94% 58.42% 23.14%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 775,696 666,310 16.42%
ROE 16.70% 16.05% 4.05%
ROA 1.58% 1.66% -4.82%
BOPO 85.90% 85.91% -0.01%
Biaya operasional non bunga to total aset 3.12% 3.05% 2.33%
Biaya operasional non bunga to pendapatan bunga 35.28% 34.99% 0.85%
NIM 3.56% 3.74% -4.81%
Funding Cost 7.18% 6.88% 4.38%
Fee Based Income to Total Income 7.61% 6.11% 24.51%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 69,206,555 61,409,953 12.70%
Low Cost Deposit 32.04% 38.46% -16.68%
Loans Deposit Ratio 84.88% 77.11% 10.08%
Liquid Asset to Total Asset 18.55% 21.93% -15.40%
Liquid Asset to Customer Deposit 22.76% 26.70% -14.75%
Interbank Ratio 69.33% 67.80% 2.27%

 

*) neraca desember 2014