Rasio Bank BRI per 30 September 2015

Nama Bank : Bank BRI

Buku Bank : 4

Predikat berdasarkan Nilai Komposit : Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 107,058,594 82,459,202 29.83%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 519,899,239 444,071,227 17.08%
CAR 20.59% 18.57% 10.88%
Tier 1 Capital to Total Capital 80.99% 95.82% -15.47%
Capital to Total Assets 13.80% 10.60% 30.21%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 775,815,985 778,046,085 -0.29%
Gross Loans (Rp Juta) 518,965,538 490,410,064 5.82%
NPL to Gross Loan 2.24% 1.89% 18.52%
NPL Net 0.59% 0.46% 28.26%
CKPN to Aset Produktif 2.57% 2.87% -10.45%
Loan Loss Provisions to Gross Loan 1.77% 1.32% 33.77%
Pemenuhan PPA 109.67% 129.20% -15.11%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 18,285,316 18,030,746 1.41%
ROE 29.60% 31.51% -6.06%
ROA 3.95% 4.82% -18.05%
BOPO 69.40% 66.01% 5.14%
Biaya operasional non bunga to total aset 4.94% 4.03% 22.57%
Biaya operasional non bunga to pendapatan bunga 47.16% 44.80% 5.26%
NIM 8.08% 8.78% -7.97%
Funding Cost 4.22% 3.44% 22.56%
Fee Based Income to Total Income 7.40% 6.89% 7.41%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 611,324,607 600,404,370 1.82%
Low Cost Deposit 56.16% 53.55% 4.88%
Loans Deposit Ratio 84.89% 85.29% -0.47%
Liquid Asset to Total Asset 19.52% 21.91% -10.91%
Liquid Asset to Customer Deposit 24.77% 28.39% -12.75%
Interbank Ratio 305.93% 258.30% 18.44%

 

*) neraca desember 2014