Rasio Bank BRI Agroniaga per 30 Juni 2015

Nama Bank : Bank BRI Agroniaga

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 929.961 872.903 6,54%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 5.434.711 3.973.203 36,78%
CAR 17,11% 21,97% -22,12%
Tier 1 Capital to Total Capital 94,55% 95,65% -1,15%
Capital to Total Assets 13,14% 13,66% -3,87%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 7.079.843 6.388.305 10,83%
Gross Loans (Rp Juta) 5.366.790 4.694.580 14,32%
NPL to Gross Loan 2,36% 2,06% 14,56%
NPL Net 1,62% 1,14% 42,11%
CKPN to Aset Produktif 1,82% 1,92% -5,21%
Loan Loss Provisions to Gross Loan 1,54% 0,83% 86,33%
Pemenuhan PPA 90,06% 87,11% 3,38%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 40.351 30.796 31,03%
ROE 9,07% 7,22% 25,62%
ROA 1,65% 1,56% 5,77%
BOPO 86,48% 86,83% -0,40%
Biaya operasional non bunga to total aset 3,99% 3,29% 21,37%
Biaya operasional non bunga to pendapatan bunga 37,14% 37,45% -0,83%
NIM 4,82% 4,81% 0,21%
Funding Cost 7,10% 5,89% 20,60%
Fee Based Income to Total Income 1,43% 1,15% 24,58%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 5.876.791 5.206.254 12,88%
Low Cost Deposit 20,60% 12,75% 61,58%
Loans Deposit Ratio 89,99% 84,25% 6,81%
Liquid Asset to Total Asset 20,51% 25,37% -19,16%
Liquid Asset to Customer Deposit 24,71% 31,13% -20,63%
Interbank Ratio 310,55% 187,42% 65,70%

*) neraca desember 2014