Rasio Bank BII per 30 Juni 2014

Nama Bank : Bank BII

Buku Bank : 3

Predikat berdasarkan Nilai Komposit : Cukup Sehat

Capital
Ratio Q22014 Q22013 Growth
Capital (Rp Juta) 13.095.594 11.650.057 11,04%
ATMR risiko kredit, operasional dan pasar 109.740.334 118.837.494 -8,29%
CAR 11,74% 11,00% 0,74%
Tier 1 Capital to Total Capital 73,98% 69,22% 4,76%
Capital to Total Assets 9,50% 8,67% 0,84%

 

Asset Quality
Ratio Q22014 Q22014 Growth
Total Asset (Rp Juta) 137.794.037 134.445.720 2,43%
Gross Loans (Rp Juta) 93.982.393 92.062.035 2,04%
NPL to Gross Loan 2,72% 1,00% 1,72%
NPL Net 1,97% 0,00% 1,97%
CKPN to Aset Produktif 1,23% 1,00% 0,23%
Loan Loss Provisions to Gross Loan 1,29% 0,68% 0,61%
Pemenuhan PPA 47,59% 64,17% -16,58%

 

Earning & Efficiency
Ratio Q22014 Q22014 Growth
Total Profit (Rp Juta) 205.970 568.377 -63,76%
ROE 4,03% 14,00% -9,97%
ROA 0,48% 1,00% -0,52%
BOPO 93,60% 87,00% 6,60%
Biaya operasional non bunga to total aset 3,95% 3,47% 0,48%
Biaya operasional non bunga to pendapatan bunga 47,27% 51,84% -4,56%
NIM 4,10% 4,00% 0,10%
Funding Cost 6,53% 4,31% 2,22%
Fee Based Income to Total Income 4,71% 5,51% -0,80%

 

Liquidity
Ratio Q22014 Q22014 Growth
Customer Deposit (Rp Juta) 103.371.781 104.350.300 -0,95%
Low Cost Deposit 39,42% 40,54% -1,12%
Loans Deposit Ratio 90,80% 84,00% 6,80%
Liquid Asset to Total Asset 22,81% 23,85% -1,05%
Liquid Asset to Customer Deposit 30,40% 30,73% -0,33%
Interbank Ratio 44,18% 160,10% -115,92%