Rasio Bank BCA per 30 September 2015

Nama Bank : Bank BCA

Buku Bank : 4

Predikat berdasarkan Nilai Komposit : Sangat Sehat

 

Capital:
Ratio Q32015 Q32014 *) Growth
Capital (Rp Juta) 85,077,938 67,075,949 26.84%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 443,060,235 389,054,317 13.88%
CAR 19.20% 17.24% 11.37%
Tier 1 Capital to Total Capital 95.30% 94.98% 0.34%
Capital to Total Assets 14.84% 12.36% 20.10%

 

Asset Quality :
Ratio Q32015 Q32014 *) Growth
Total Asset (Rp Juta) 573,166,358 542,716,065 5.61%
Gross Loans (Rp Juta) 364,920,826 346,962,270 5.18%
NPL to Gross Loan 0.73% 0.66% 10.61%
NPL Net 0.27% 0.30% -10.00%
CKPN to Aset Produktif 1.71% 1.56% 9.62%
Loan Loss Provisions to Gross Loan 1.59% 1.38% 15.51%
Pemenuhan PPA 137.63% 133.90% 2.79%

 

Earning & Efficiency:
Ratio Q32015 Q32014 *) Growth
Total Profit (Rp Juta) 12,919,541 11,775,881 9.71%
ROE 22.22% 25.37% -12.42%
ROA 3.86% 3.86% 0.00%
BOPO 64.88% 63.07% 2.87%
Biaya operasional non bunga to total aset 5.01% 3.88% 29.30%
Biaya operasional non bunga to pendapatan bunga 66.52% 52.82% 25.94%
NIM 6.61% 6.49% 1.85%
Funding Cost 2.36% 2.44% -3.53%
Fee Based Income to Total Income 13.24% 13.57% -2.46%

 

Liquidity:
Ratio Q32015 Q32014 *) Growth
Customer Deposit (Rp Juta) 462,296,156 447,941,585 3.20%
Low Cost Deposit 76.54% 75.11% 1.90%
Loans Deposit Ratio 78.10% 75.88% 2.93%
Liquid Asset to Total Asset 19.74% 21.46% -8.04%
Liquid Asset to Customer Deposit 24.47% 26.01% -5.89%
Interbank Ratio 198.25% 179.23% 10.61%

 

*) neraca desember 2014