Rasio Bank Antar Daerah per 30 Juni 2015

Nama Bank : Bank Antar Daerah

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 225.556 185.329 21,71%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 1.442.024 1.398.963 3,08%
CAR 15,64% 13,25% 18,04%
Tier 1 Capital to Total Capital 95,07% 78,98% 20,37%
Capital to Total Assets 11,61% 9,87% 17,60%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 1.943.296 1.877.783 3,49%
Gross Loans (Rp Juta) 1.187.013 1.201.451 -1,20%
NPL to Gross Loan 1,29% 0,37% 248,65%
NPL Net 1,20% 0,33% 263,64%
CKPN to Aset Produktif 0,61% 0,69% -11,59%
Loan Loss Provisions to Gross Loan 0,02% 0,02% 1,22%
Pemenuhan PPA 78,94% 81,99% -3,72%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 3.438 5.632 -38,96%
ROE 3,70% 7,76% -52,32%
ROA 0,48% 0,86% -44,19%
BOPO 95,70% 92,42% 3,55%
Biaya operasional non bunga to total aset 4,13% 4,36% -5,18%
Biaya operasional non bunga to pendapatan bunga 40,06% 43,79% -8,52%
NIM 4,31% 5,43% -20,63%
Funding Cost 7,77% 6,73% 15,36%
Fee Based Income to Total Income 4,22% 4,31% -2,06%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 1.607.598 1.541.221 4,31%
Low Cost Deposit 30,22% 33,07% -8,63%
Loans Deposit Ratio 73,84% 79,32% -6,91%
Liquid Asset to Total Asset 22,36% 24,51% -8,78%
Liquid Asset to Customer Deposit 27,03% 29,86% -9,50%
Interbank Ratio 34,58% 28,28% 22,29%

*) neraca desember 2014