Rasio Bank Amin per 30 Juni 2015

Nama Bank : Bank Amin

Buku Bank : 1

Predikat berdasarkan Nilai Komposit : Sehat

Capital:
Ratio Q22015 Q22014 *) Growth
Capital (Rp Juta) 314.621 142.815 120,30%
ATMR risiko kredit, operasional dan pasar(Rp Juta) 209.393 103.960 101,42%
CAR 150,25% 137,37% 9,38%
Tier 1 Capital to Total Capital 99,53% 99,58% -0,06%
Capital to Total Assets 80,90% 61,82% 30,86%

 

Asset Quality :
Ratio Q22015 Q22014 *) Growth
Total Asset (Rp Juta) 388.891 231.002 68,35%
Gross Loans (Rp Juta) 185.261 59.645 210,61%
NPL to Gross Loan 0,20% 0,00% 0,00%
NPL Net 0,00% 0,00% 0,00%
CKPN to Aset Produktif 0,20% 0,22% -9,09%
Loan Loss Provisions to Gross Loan 0,38% 0,65% -40,61%
Pemenuhan PPA 48,01% 55,14% -12,93%

 

Earning & Efficiency:
Ratio Q22015 Q22014 *) Growth
Total Profit (Rp Juta) 535 457 17,07%
ROE 0,36% 0,48% -25,00%
ROA 0,37% 0,52% -28,85%
BOPO 96,12% 93,47% 2,84%
Biaya operasional non bunga to total aset 6,13% 5,36% 14,34%
Biaya operasional non bunga to pendapatan bunga 90,27% 94,07% -4,04%
NIM 8,89% 8,45% 5,21%
Funding Cost 3,90% 1,16% 235,82%
Fee Based Income to Total Income 1,91% 1,11% 71,68%

 

Liquidity:
Ratio Q22015 Q22014 *) Growth
Customer Deposit (Rp Juta) 67.753 31.027 118,37%
Low Cost Deposit 40,39% 74,50% -45,78%
Loans Deposit Ratio 273,44% 238,75% 14,53%
Liquid Asset to Total Asset 43,93% 41,14% 6,77%
Liquid Asset to Customer Deposit 252,13% 306,31% -17,69%
Interbank Ratio 115753,00% 62124,00% 86,33%

*) neraca desember 2014