Peringkat bank syariah per 31 Desember 2015

Bank Capital
Pertumbuhan Capital CAR Tier 1 Capital to Total Capital Capital to Total Assets
BTPN Syariah 22,32% 19,96% 99,26% 20,50%
BCA Syariah 40,40% 34,33% 97,38% 24,61%
Bank Syariah Bukopin 17,78% 17,50% 88,18% 11,85%
BNI Syariah 11,08% 15,48% 91,57% 9,79%
Bank BRI Syariah 24,69% 15,79% 94,92% 9,67%
Bank Syariah Mandiri 13,88% 12,85% 78,49% 8,79%
Panin Syariah 8,41% 20,30% 93,56% 16,49%
Bank Jabar Banten Syariah 34,81% 22,53% 98,82% 16,28%
Bank Muamalat -5,88% 14,91% 58,66% 10,48%
Bank Victoria Syariah 6,13% 16,14% 94,62% 10,64%
Mega Syariah 7,96% 18,74% 88,24% 15,88%
Maybank Syariah Indonesia -54,15% 38,40% 97,44% 38,41%

 

Bank Asset Quality
NPL to Gross Loan NPL Net CKPN to Aset Produktif LLP to GL Pemenuhan PPA
BTPN Syariah 1,25% 0,17% 1,36% 2,97% 102,30%
BCA Syariah 0,70% 0,52% 1,24% 2,68% 133,56%
Bank Syariah Bukopin 2,99% 2,74% 1,36% 0,28% 100,19%
BNI Syariah 2,53% 1,46% 1,90% 0,98% 108,01%
Bank BRI Syariah 4,86% 3,89% 1,56% 1,16% 94,91%
Bank Syariah Mandiri 6,06% 4,05% 3,12% 1,53% 112,38%
Panin Syariah 2,63% 1,94% 1,35% 0,72% 96,59%
Bank Jabar Banten Syariah 6,93% 4,45% 2,44% 2,43% 100,12%
Bank Muamalat 4,18% 3,19% 2,77% 1,01% 118,63%
Bank Victoria Syariah 9,80% 4,82% 4,58% 2,66% 116,89%
Mega Syariah 4,26% 3,16% 2,50% 12,07% 107,68%
Maybank Syariah Indonesia 35,15% 4,93% 25,73% 37,19% 252,45%

 

Bank Earning & Efficiency
Pertumbuhan Profit ROE ROA BOPO BONB to TA BONB to PB NIM Funding Cost FBI to Total Income
BTPN Syariah 71,02% 17,89% 5,24% 85,82% 22,16% 73,54% 34,31% 6,49% 0,00%
BCA Syariah 80,99% 3,21% 0,96% 94,14% 4,65% 42,22% 4,85% 9,72% 0,00%
Bank Syariah Bukopin 226,88% 5,35% 0,79% 91,99% 2,86% 32,95% 3,14% 6,79% 0,00%
BNI Syariah 39,98% 11,39% 1,43% 89,63% 6,34% 59,96% 8,25% 4,15% 0,00%
Bank BRI Syariah 4245,75% 6,20% 0,76% 93,79% 5,70% 56,97% 6,66% 4,87% 0,00%
Bank Syariah Mandiri 746,22% 5,92% 0,56% 94,78% 5,75% 66,32% 6,53% 3,95% 0,08%
Panin Syariah -24,47% 4,94% 1,12% 89,29% 3,29% 33,05% 3,82% 7,10% 0,00%
Bank Jabar Banten Syariah -66,46% 0,92% 0,25% 98,78% 7,13% 39,56% 5,68% 15,88% 0,00%
Bank Muamalat 3,40% 3,51% 0,22% 97,13% 4,58% 53,24% 4,09% 5,52% 0,56%
Bank Victoria Syariah -24,68% -15,06% -2,36% 119,19% 5,89% 57,40% 2,80% 8,67% 0,00%
Mega Syariah -29,73% 1,61% 0,30% 99,51% 20,69% 96,61% 9,34% 14,19% 0,00%
Maybank Syariah Indonesia -626,52% -32,04% -20,13% 192,60% 46,72% 469,80% 6,54% 4,00% 0,00%

 

Bank Liquidity
Pertumbuhan Customer Deposit Low Cost Deposit Loans Deposit Ratio Liquid Asset toTotal Asset LA to CD Interbank Ratio
BTPN Syariah 28,94% 20,62% 96,54% 22,79% 31,04% 424883,00%
BCA Syariah 28,15% 12,18% 94,41% 30,69% 41,01% 56162,32%
Bank Syariah Bukopin 16,01% 19,92% 90,56% 22,48% 27,54% 98,20%
BNI Syariah 15,92% 46,15% 91,94% 22,45% 26,74% 25,03%
Bank BRI Syariah 15,78% 26,59% 84,16% 30,38% 36,58% 14,64%
Bank Syariah Mandiri 3,69% 49,63% 81,99% 25,32% 28,68% 129,05%
Panin Syariah 14,38% 14,20% 96,43% 19,58% 23,57% 26,83%
Bank Jabar Banten Syariah 1,71% 23,40% 104,75% 20,38% 27,91% 64,90%
Bank Muamalat -13,59% 38,44% 89,99% 21,49% 27,56% 36,33%
Bank Victoria Syariah -0,28% 9,22% 95,29% 22,34% 27,29% 12,87%
Mega Syariah -36,37% 17,61% 98,49% 17,63% 22,97% 30,26%
Maybank Syariah Indonesia -11,08% 28,13% 110,54% 33,01% 61,29% 277,82%

 

Bank Nilai Predikat
BTPN Syariah 8,52 Sehat
BCA Syariah 8,13 Sehat
Bank Syariah Bukopin 7,77 Sehat
BNI Syariah 7,47 Sehat
Bank BRI Syariah 7,31 Sehat
Bank Syariah Mandiri 7,00 Cukup Sehat
Panin Syariah 6,83 Cukup Sehat
Bank Jabar Banten Syariah 6,57 Cukup Sehat
Bank Muamalat 5,70 Kurang Sehat
Bank Victoria Syariah 5,48 Kurang Sehat
Mega Syariah 5,04 Kurang Sehat
Maybank Syariah Indonesia 4,74 Kurang Sehat

Catatan:LLP to GL = Loan Loss Provisions to Gross Loan

BONB to TA = Biaya operasional non bunga to total aset

BONB to PB= Biaya operasional non bunga to pendapatan bunga

LA to CD = Liquid Asset to Customer Deposit