Peringkat bank syariah per 30 September 2015

Bank Capital
Pertumbuhan Capital CAR Tier 1 Capital to Total Capital Capital to Total Assets
BTPN Syariah 21,44% 21,29% 99,47% 22,66%
BCA Syariah 40,02% 36,60% 97,71% 28,68%
Bank BRI Syariah 26,46% 13,82% 95,20% 10,11%
Bank Syariah Bukopin 16,92% 16,26% 86,90% 12,72%
BNI Syariah 7,60% 15,38% 94,29% 9,45%
Panin Syariah 8,99% 21,44% 94,03% 16,45%
Bank Jabar Banten Syariah 37,58% 22,44% 98,62% 16,70%
Bank Victoria Syariah -7,03% 19,89% 95,67% 13,89%
Bank Muamalat 1,32% 15,04% 58,22% 10,79%
Bank Syariah Mandiri -2,35% 11,84% 86,63% 8,39%
Mega Syariah -3,25% 17,81% 96,05% 15,65%
Maybank Syariah Indonesia -14,97% 43,05% 98,82% 52,85%

 

Bank Asset Quality
NPL to Gross Loan NPL Net CKPN to Aset Produktif LLP to GL Pemenuhan PPA
BTPN Syariah 1,30% 0,28% 1,38% 3,56% 100,18%
BCA Syariah 0,59% 0,44% 1,00% 2,04% 127,08%
Bank BRI Syariah 4,90% 3,86% 1,81% 0,84% 87,52%
Bank Syariah Bukopin 3,01% 2,45% 1,20% 0,18% 104,43%
BNI Syariah 2,54% 1,33% 2,09% 1,14% 106,61%
Panin Syariah 1,76% 1,24% 1,23% 3,05% 97,12%
Bank Jabar Banten Syariah 6,91% 4,50% 3,03% 2,80% 100,12%
Bank Victoria Syariah 6,56% 4,40% 2,91% 1,75% 159,28%
Bank Muamalat 4,64% 3,49% 2,71% 0,90% 105,54%
Bank Syariah Mandiri 6,89% 4,34% 3,11% 7,30% 103,17%
Mega Syariah 4,78% 3,08% 3,05% 8,99% 97,71%
Maybank Syariah Indonesia 18,07% 4,35% 13,91% 28,27% 145,29%

 

Bank Earning & Efficiency
Pertumbuhan Profit ROE ROA BOPO BONB to TA BONB to PB NIM Funding Cost FBI to Total Income
BTPN Syariah 224,78% 16,43% 4,88% 86,83% 24,42% 75,15% 34,01% 7,09% 0,00%
BCA Syariah 90,08% 3,19% 0,86% 94,61% 4,82% 38,63% 4,69% 11,93% 0,00%
Bank BRI Syariah 3164,90% 6,72% 0,80% 93,91% 6,11% 58,12% 6,85% 5,04% 0,00%
Bank Syariah Bukopin 299,70% 5,11% 0,66% 93,14% 2,93% 31,31% 3,07% 7,54% 0,00%
BNI Syariah 50,70% 10,48% 1,32% 91,60% 6,51% 61,45% 8,21% 4,19% 0,00%
Panin Syariah -8,40% 5,16% 1,13% 89,57% 5,05% 51,43% 3,61% 7,08% 0,00%
Bank Jabar Banten Syariah -87,74% -6,15% -0,95% 104,25% 8,06% 42,22% 5,46% 17,13% 0,00%
Bank Victoria Syariah 103,68% 0,43% 0,05% 99,74% 5,31% 47,83% 3,10% 9,43% 0,00%
Bank Muamalat 264,27% 5,66% 0,36% 96,26% 4,58% 50,50% 4,18% 5,77% 0,48%
Bank Syariah Mandiri -45,93% 4,10% 0,42% 97,41% 11,60% 130,10% 6,36% 4,15% 0,00%
Mega Syariah -198,97% -2,59% -0,34% 102,33% 19,86% 78,74% 9,73% 16,84% 0,00%
Maybank Syariah Indonesia -425,14% -22,57% -10,59% 145,50% 40,45% 385,76% 6,21% 5,79% 0,00%

 

Bank Liquidity
Pertumbuhan Customer Deposit Low Cost Deposit Loans Deposit Ratio Liquid Asset toTotal Asset LA to CD Interbank Ratio
BTPN Syariah 20,07% 20,52% 94,18% 23,89% 32,36% 3609,89%
BCA Syariah 10,25% 13,76% 102,09% 26,25% 37,18% 47584,13%
Bank BRI Syariah 11,41% 27,32% 86,61% 26,81% 32,42% 204,61%
Bank Syariah Bukopin 7,90% 19,41% 91,82% 20,29% 24,86% 145,88%
BNI Syariah 14,18% 43,78% 89,65% 25,19% 30,28% 36,07%
Panin Syariah 12,10% 20,06% 96,10% 20,90% 25,57% 15,87%
Bank Jabar Banten Syariah 2,13% 18,25% 103,48% 16,33% 21,11% 149,34%
Bank Victoria Syariah 98,46% 7,17% 102,11% 22,31% 30,07% 13,08%
Bank Muamalat -20,82% 38,57% 96,09% 19,91% 26,54% 22,35%
Bank Syariah Mandiri -0,19% 48,70% 84,49% 21,59% 24,27% 90,79%
Mega Syariah -45,22% 19,94% 98,86% 15,38% 19,37% 172,99%
Maybank Syariah Indonesia -44,51% 27,66% 227,11% 15,06% 35,24% 80,77%

 

Bank Nilai Predikat
BTPN Syariah 8,33 Sehat
BCA Syariah 7,89 Sehat
Bank BRI Syariah 7,78 Sehat
Bank Syariah Bukopin 7,67 Sehat
BNI Syariah 7,28 Sehat
Panin Syariah 6,92 Cukup Sehat
Bank Jabar Banten Syariah 6,29 Cukup Sehat
Bank Victoria Syariah 6,05 Cukup Sehat
Bank Muamalat 5,66 Kurang Sehat
Bank Syariah Mandiri 5,51 Kurang Sehat
Mega Syariah 5,05 Kurang Sehat
Maybank Syariah Indonesia 4,46 Tidak Sehat

 

Catatan:

LLP to GL = Loan Loss Provisions to Gross Loan

BONB to TA = Biaya operasional non bunga to total aset

BONB to PB= Biaya operasional non bunga to pendapatan bunga

LA to CD = Liquid Asset to Customer Deposit