Peringkat bank kelompok buku 4

Peringkat bank kelompok buku 4 atas dasar laporan keuangan per 31 Maret 2014

Bank Capital (27%)
Pertumbuhan Capital CAR Tier 1 Capital to Total Capital Capital to Total Assets
Bank BCA 22,11% 17,67% 94,82% 13,18%
Bank Mandiri 11,95% 16,15% 90,93% 12,42%
Bank BRI 23,59% 18,27% 95,59% 12,80%
Bank BNI 3,00% 15,57% 92,05% 12,55%

 

Bank Asset Quality (23%)
NPL to Gross Loan NPL Net CKPN to Aset Produktif LLP to GL Pemenuhan PPA
Bank BCA 0,47% 0,19% 1,50% 1,98% 136,49%
Bank Mandiri 1,76% 0,45% 2,87% 0,84% 130,69%
Bank BRI 1,78% 0,47% 2,95% 3,62% 130,62%
Bank BNI 2,32% 0,61% 2,04% 2,07% 91,24%

 

Bank Earning & Efficiency (22%)
Pertumbuhan Profit ROE ROA BOPO BONB to TA BONB to PB NIM Funding Cost FBI to Total Income
Bank BCA 27,53% 22,31% 3,46% 67,65% 5,23% 67,65% 6,45% 2,46% 12,32%
Bank Mandiri 16,85% 24,56% 3,55% 63,58% 3,45% 44,20% 5,94% 3,63% 12,11%
Bank BRI 17,86% 30,95% 5,02% 62,96% 4,79% 43,35% 9,06% 3,72% 6,60%
Bank BNI 15,41% 22,58% 3,28% 69,19% 5,01% 62,52% 6,08% 3,14% 11,87%

 

Bank Liquidity (28%) Nilai Predikat
Pertumbuhan Customer Deposit Low Cost Deposit Loans Deposit Ratio Liquid Asset toTotal Asset LA to CD Interbank Ratio
Bank BCA -0,65% 77,69% 77,11% 19,68% 23,81% 246,73% 9,0 Sangat sehat
Bank Mandiri -4,68% 64,81% 86,61% 26,29% 35,34% 95,71% 8,8 Sangat sehat
Bank BRI -3,36% 57,65% 92,01% 16,63% 21,08% 448,22% 8,3 Sehat
Bank BNI -5,29% 66,46% 88,39% 24,42% 32,54% 320,64% 7,9 Sehat

 

Catatan :

LLP to GL = Loan Loss Provisions to Gross Loan

BONB to TA = Biaya operasional non bunga to total aset

BONB to PB= Biaya operasional non bunga to pendapatan bunga

LA to CD = Liquid Asset to Customer Deposit