Peringkat bank kelompok buku 4 atas dasar laporan keuangan per 31 Desember 2014

Bank Capital
Pertumbuhan Capital CAR Tier 1 Capital to Total Capital Capital to Total Assets
Bank BCA 17,14% 16,86% 94,88% 12,52%
Bank Mandiri 14,20% 16,60% 92,48% 11,29%
Bank BRI 18,94% 18,00% 95,80% 11,02%
Bank BNI 13,48% 16,22% 94,57% 12,80%

 

Bank Asset Quality
NPL to Gross Loan NPL Net CKPN to Aset Produktif LLP to GL Pemenuhan PPA
Bank BCA 0,60% 0,22% 1,64% 1,34% 141,35%
Bank Mandiri 1,66% 0,44% 2,61% 0,90% 129,69%
Bank BRI 1,69% 0,36% 2,40% 1,14% 118,92%
Bank BNI 1,96% 0,39% 1,74% 1,36% 121,67%

 

Bank Earning & Efficiency
Pertumbuhan Profit ROE ROA BOPO BONB to TA BONB to PB NIM Funding Cost FBI to Total Income
Bank BCA 11,09% 25,50% 3,86% 62,43% 4,00% 53,30% 6,53% 2,50% 13,58%
Bank Mandiri 12,87% 25,81% 3,57% 64,98% 3,23% 44,33% 5,94% 3,54% 11,54%
Bank BRI 14,35% 31,22% 4,74% 65,37% 3,99% 42,81% 8,51% 3,72% 6,99%
Bank BNI 18,39% 23,64% 3,49% 69,78% 4,84% 60,94% 6,20% 3,43% 11,45%

 

Bank Liquidity
Pertumbuhan Customer Deposit Low Cost Deposit Loans Deposit Ratio Liquid Asset toTotal Asset LA to CD Interbank Ratio
Bank BCA 8,58% 75,11% 76,77% 24,89% 30,12% 179,23%
Bank Mandiri 13,29% 61,16% 82,02% 25,80% 33,89% 136,95%
Bank BRI 18,99% 53,55% 81,68% 21,91% 28,39% 258,30%
Bank BNI 6,16% 65,66% 87,81% 23,60% 31,06% 484,24%

 

Bank Nilai Predikat
Bank BCA 9,44 Sangat Sehat
Bank Mandiri 9,21 Sangat Sehat
Bank BRI 9,21 Sangat Sehat
Bank BNI 8,92 Sangat Sehat

 

LLP to GL = Loan Loss Provisions to Gross Loan
BONB to TA = Biaya operasional non bunga to total aset
BONB to PB= Biaya operasional non bunga to pendapatan bunga
LA to CD = Liquid Asset to Customer Deposit