Peringkat 11 BPR di Bali per 31 Desember 2015

Bank Capital    
  Pertumbuhan Capital CAR Capital to Total Assets
PT. BPR Parasari 20,87% 26,22% 20,94%
PT. BPR Cahaya Artha Bali 32,91% 15,95% 13,13%
PT. BPR Saraswati Ekabumi 28,99% 15,52% 11,73%
PT. BPR Pedungan 4,32% 31,13% 24,31%
PT. BPR Pasar Raya Kuta 37,04% 12,82% 10,39%
PT. BPR Santi Pala 27,12% 39,36% 32,62%
PT. BPR Mertha Sedana 10,44% 13,53% 9,95%
PT. BPR Sri Artha Lestari 35,11% 10,81% 8,96%
PT. BPR Khrisna Darma Adipala 2,92% 14,30% 10,17%
PT. BPR Bayudhana 6,29% 15,34% 12,25%
PT. BPR Padma 36,30% 11,26% 10,25%
PT. BPR Bayudhana -7,98% 13,17% 10,12%

Bank Asset Quality      
  NPL Net CKPN to Aset Produktif LLP to GL Pemenuhan PPA
PT. BPR Parasari 4,69% 0,70% 0,64% 100,00%
PT. BPR Cahaya Artha Bali 3,02% 0,45% 0,15% 100,00%
PT. BPR Saraswati Ekabumi 1,30% 0,58% 0,44% 123,50%
PT. BPR Pedungan 4,57% 1,56% 1,00% 100,00%
PT. BPR Pasar Raya Kuta 3,22% 1,11% 0,40% 100,00%
PT. BPR Santi Pala 3,05% 1,64% 1,54% 100,00%
PT. BPR Mertha Sedana 3,64% 0,49% 0,24% 100,00%
PT. BPR Sri Artha Lestari 0,57% 0,49% 7,63% 100,00%
PT. BPR Khrisna Darma Adipala 0,78% 0,77% 0,52% 100,00%
PT. BPR Bayudhana 2,53% 1,07% 0,32% 100,00%
PT. BPR Padma 2,33% 0,47% 0,06% 100,00%
PT. BPR Bayudhana 3,17% 1,07% 0,78% 100,00%

Bank Earning & Efficiency              
  Pertumbuhan Profit ROE ROA BOPO BONB to TA BONB to PB NIM Funding Cost
PT. BPR Parasari -7,26% 21,75% 5,92% 72,06% 7,66% 35,96% 13,66% 10,14%
PT. BPR Cahaya Artha Bali 118,51% 26,68% 4,22% 80,04% 6,99% 40,36% 10,62% 8,30%
PT. BPR Saraswati Ekabumi 38,76% 22,49% 3,62% 83,17% 6,01% 34,27% 8,94% 10,12%
PT. BPR Pedungan 28,31% 18,75% 5,98% 66,40% 9,06% 52,19% 14,98% 3,64%
PT. BPR Pasar Raya Kuta 52,96% 25,82% 3,36% 79,59% 5,52% 34,35% 9,07% 9,18%
PT. BPR Santi Pala 40,83% 23,83% 7,80% 62,27% 7,33% 34,82% 15,34% 9,27%
PT. BPR Mertha Sedana -16,55% 22,16% 2,92% 83,85% 5,37% 34,53% 6,90% 10,00%
PT. BPR Sri Artha Lestari 21,11% 39,48% 5,48% 77,46% 7,77% 52,10% 7,03% 9,03%
PT. BPR Khrisna Darma Adipala -11,86% 14,86% 1,83% 79,22% 4,26% 29,17% 7,25% 8,52%
PT. BPR Bayudhana -6,47% 12,06% 3,17% 87,67% 5,92% 57,80% 6,44% 4,88%
PT. BPR Padma 29,31% 26,63% 3,80% 78,99% 4,05% 23,47% 7,32% 11,38%
PT. BPR Bayudhana -59,03% 10,78% 1,37% 96,32% 9,22% 53,18% 10,22% 8,71%

Bank Liquidity          
  Pertumbuhan Customer Deposit Low Cost Deposit Loans Deposit Ratio Liquid Asset toTotal Asset LA to CD Interbank Ratio
PT. BPR Parasari 10,17% 65,65% 80,11% 21,62% 29,57% 2293063,90%
PT. BPR Cahaya Artha Bali 33,46% 51,25% 80,72% 18,22% 30,97% 388,37%
PT. BPR Saraswati Ekabumi 36,23% 21,40% 80,12% 23,03% 53,21% 939,52%
PT. BPR Pedungan -3,09% 78,31% 80,59% 21,26% 28,83% 1762,35%
PT. BPR Pasar Raya Kuta 75,40% 39,75% 77,77% 16,64% 31,64% 558,69%
PT. BPR Santi Pala -1,12% 35,89% 96,49% 14,13% 27,43% 151,24%
PT. BPR Mertha Sedana 36,25% 44,77% 75,92% 24,27% 53,57% 677,30%
PT. BPR Sri Artha Lestari 18,60% 13,83% 73,89% 31,07% 45,04% 400,27%
PT. BPR Khrisna Darma Adipala 58,48% 39,90% 76,95% 24,51% 67,70% 188,00%
PT. BPR Bayudhana 1,77% 69,40% 83,60% 14,51% 25,46% 185809,60%
PT. BPR Padma 10,87% 18,78% 94,30% 5,95% 14,75% 56,23%
PT. BPR Bayudhana 1,46% 71,87% 83,00% 16,06% 33,16% 125,76%

Bank Nilai Predikat
PT. BPR Parasari 8,90 Sangat Sehat
PT. BPR Cahaya Artha Bali 8,63 Sehat
PT. BPR Saraswati Ekabumi 8,59 Sehat
PT. BPR Pedungan 8,32 Sehat
PT. BPR Pasar Raya Kuta 8,26 Sehat
PT. BPR Santi Pala 8,17 Sehat
PT. BPR Mertha Sedana 7,91 Sehat
PT. BPR Sri Artha Lestari 7,89 Sehat
PT. BPR Khrisna Darma Adipala 7,69 Sehat
PT. BPR Bayudhana 7,34 Sehat
PT. BPR Padma 7,00 Sehat
PT. BPR Bayudhana 6,54 Cukup Sehat

Catatan:
LLP to GL = Loan Loss Provisions to Gross Loan
BONB to TA = Biaya operasional non bunga to total aset
BONB to PB= Biaya operasional non bunga to pendapatan bunga
LA to CD = Liquid Asset to Customer Deposit