Peringkat 11 BPR di Bali per 30 September 2015

Bank Capital
Pertumbuhan Capital CAR Capital to Total Assets
PT. BPR Cahaya Artha Bali 31,56% 16,80% 13,67%
PT. BPR Saraswati Ekabumi 31,74% 15,66% 11,33%
PT. BPR Pasar Raya Kuta 38,06% 14,27% 10,60%
PT. BPR Sri Artha Lestari 32,62% 10,26% 8,68%
PT. BPR Khrisna Darma Adipala 10,88% 16,82% 13,12%
PT. BPR Santi Pala 23,49% 33,24% 29,10%
PT. BPR Santi Pala 23,49% 33,24% 29,10%
PT. BPR Parasari 19,44% 23,71% 21,11%
PT. BPR Pedungan 0,96% 29,31% 22,79%
PT. BPR Mertha Sedana 7,50% 13,72% 10,02%
PT. BPR Bayudhana -6,72% 14,24% 10,04%
PT. BPR Padma 25,06% 10,81% 8,90%

 

Bank Asset Quality
NPL Net CKPN to Aset Produktif LLP to GL Pemenuhan PPA
PT. BPR Cahaya Artha Bali 3,50% 0,48% 0,16% 100,00%
PT. BPR Saraswati Ekabumi 1,45% 0,48% 0,38% 100,00%
PT. BPR Pasar Raya Kuta 4,53% 1,07% 0,38% 100,00%
PT. BPR Sri Artha Lestari 0,07% 0,50% 0,17% 100,00%
PT. BPR Khrisna Darma Adipala 0,76% 0,90% 0,49% 100,00%
PT. BPR Santi Pala 2,66% 1,63% 1,97% 100,00%
PT. BPR Santi Pala 2,66% 1,63% 1,97% 100,00%
PT. BPR Parasari 4,06% 0,57% 0,44% 100,00%
PT. BPR Pedungan 4,87% 1,52% 1,23% 100,00%
PT. BPR Mertha Sedana 4,60% 0,51% 0,23% 100,00%
PT. BPR Bayudhana 4,32% 1,15% 1,06% 100,00%
PT. BPR Padma 2,88% 1,23% 1,15% 100,00%

 

Bank Earning & Efficiency
Pertumbuhan Profit ROE ROA BOPO BONB to TA BONB to PB NIM Funding Cost
PT. BPR Cahaya Artha Bali 107,84% 22,45% 4,24% 80,17% 7,38% 39,99% 11,48% 8,74%
PT. BPR Saraswati Ekabumi 57,85% 20,28% 4,00% 81,29% 5,35% 32,57% 8,47% 9,33%
PT. BPR Pasar Raya Kuta 60,31% 24,03% 3,32% 77,36% 5,39% 33,16% 9,49% 9,16%
PT. BPR Sri Artha Lestari 16,46% 33,14% 5,47% 70,88% 2,95% 18,77% 7,50% 9,51%
PT. BPR Khrisna Darma Adipala 43,21% 16,86% 3,69% 79,85% 5,16% 29,72% 8,81% 10,51%
PT. BPR Santi Pala 52,87% 19,50% 8,00% 62,95% 7,53% 35,98% 15,17% 8,90%
PT. BPR Santi Pala 52,87% 19,50% 8,00% 62,95% 7,53% 35,98% 15,17% 8,90%
PT. BPR Parasari -12,29% 18,77% 6,13% 73,01% 7,71% 34,47% 14,79% 10,55%
PT. BPR Pedungan 8,44% 12,18% 4,91% 73,17% 10,47% 59,51% 15,19% 3,63%
PT. BPR Mertha Sedana -30,87% 17,25% 2,07% 85,41% 5,90% 35,81% 7,36% 10,56%
PT. BPR Bayudhana -60,01% 9,43% 1,59% 95,09% 10,00% 58,58% 10,43% 8,36%
PT. BPR Padma -19,04% 15,57% 2,82% 84,18% 4,87% 28,94% 7,05% 11,03%

 

Bank Liquidity
Pertumbuhan Customer Deposit Low Cost Deposit Loans Deposit Ratio Liquid Asset toTotal Asset LA to CD Interbank Ratio
PT. BPR Cahaya Artha Bali 11,03% 58,00% 83,50% 15,16% 29,31% 225,21%
PT. BPR Saraswati Ekabumi 49,60% 22,86% 78,12% 25,98% 57,08% 531,29%
PT. BPR Pasar Raya Kuta 79,57% 41,15% 71,76% 20,27% 43,08% 535,69%
PT. BPR Sri Artha Lestari 19,47% 15,19% 72,52% 29,56% 42,29% 492,58%
PT. BPR Khrisna Darma Adipala 72,79% 42,91% 87,72% 14,93% 35,87% 140,20%
PT. BPR Santi Pala 1,71% 37,35% 94,50% 13,32% 25,61% 116,51%
PT. BPR Santi Pala 1,71% 37,35% 94,50% 13,32% 25,61% 116,51%
PT. BPR Parasari 6,19% 66,21% 90,01% 11,65% 16,38% 110173,10%
PT. BPR Pedungan -7,41% 77,37% 82,89% 18,70% 25,91% 638,21%
PT. BPR Mertha Sedana 29,34% 42,42% 78,19% 20,46% 47,22% 754,57%
PT. BPR Bayudhana -2,64% 70,24% 73,60% 24,76% 49,73% 394,77%
PT. BPR Padma 3,39% 19,01% 94,28% 5,13% 14,47% 61,31%

 

Bank Nilai Predikat
PT. BPR Cahaya Artha Bali 8,72 Sangat Sehat
PT. BPR Saraswati Ekabumi 8,64 Sehat
PT. BPR Pasar Raya Kuta 8,60 Sehat
PT. BPR Sri Artha Lestari 8,56 Sehat
PT. BPR Khrisna Darma Adipala 8,40 Sehat
PT. BPR Santi Pala 8,38 Sehat
PT. BPR Santi Pala 8,38 Sehat
PT. BPR Parasari 7,63 Sehat
PT. BPR Pedungan 7,54 Sehat
PT. BPR Mertha Sedana 7,51 Sehat
PT. BPR Bayudhana 6,48 Cukup Sehat
PT. BPR Padma 6,14 Cukup Sehat

 

Catatan:

LLP to GL = Loan Loss Provisions to Gross Loan

BONB to TA = Biaya operasional non bunga to total aset

BONB to PB= Biaya operasional non bunga to pendapatan bunga

LA to CD = Liquid Asset to Customer Deposit