Peringkat 11 BPR di Bali per 30 Juni 2015

Bank Capital
Pertumbuhan Capital CAR Capital to Total Assets
BPR Khrisna Darma Adipala 16,92% 19,68% 14,34%
BPR Saraswati Ekabumi 30,45% 15,70% 10,94%
BPR Sri Artha Lestari 31,66% 10,43% 8,50%
BPR Cahaya Artha Bali 35,23% 15,50% 12,79%
BPR Parasari 38,37% 23,07% 20,14%
BPR Mertha Sedana 18,05% 13,32% 10,22%
BPR Santi Pala 25,21% 32,14% 28,96%
BPR Pasar Raya Kuta 37,76% 15,14% 11,53%
BPR Padma 39,20% 12,03% 9,04%
BPR Bayudhana 6,29% 15,34% 12,25%
BPR Pedungan -1,80% 28,20% 22,00%

 

Bank Asset Quality
NPL Net CKPN to Aset Produktif LLP to GL Pemenuhan PPA
BPR Khrisna Darma Adipala 1,03% 1,10% 0,83% 100,00%
BPR Saraswati Ekabumi 1,34% 0,49% 0,40% 100,00%
BPR Sri Artha Lestari 0,85% 0,52% 0,18% 100,00%
BPR Cahaya Artha Bali 1,97% 0,58% 0,22% 100,00%
BPR Parasari 3,55% 0,58% 0,51% 100,00%
BPR Mertha Sedana 2,66% 0,55% 0,27% 100,00%
BPR Santi Pala 5,54% 0,46% 0,27% 100,00%
BPR Pasar Raya Kuta 3,00% 1,40% 0,40% 100,00%
BPR Padma 0,73% 0,48% 0,12% 100,00%
BPR Bayudhana 2,53% 1,07% 0,64% 100,00%
BPR Pedungan 6,60% 1,53% 1,70% 100,00%

 

Bank Earning & Efficiency
Pertumbuhan Profit ROE ROA BOPO BONB to TA BONB to PB NIM Funding Cost
BPR Khrisna Darma Adipala 120,36% 9,86% 3,90% 81,87% 5,59% 30,36% 9,12% 27,23%
BPR Saraswati Ekabumi 69,15% 12,21% 4,03% 81,52% 5,98% 36,80% 8,42% 15,60%
BPR Sri Artha Lestari 6,41% 24,14% 5,36% 71,05% 3,11% 18,50% 8,01% 12,35%
BPR Cahaya Artha Bali 471,80% 15,22% 4,38% 77,20% 7,29% 40,75% 11,20% 13,65%
BPR Parasari 4,20% 13,96% 7,09% 69,25% 7,44% 33,04% 14,69% 11,57%
BPR Mertha Sedana 1,03% 14,61% 1,76% 82,19% 5,95% 34,46% 8,10% 24,08%
BPR Santi Pala 84,06% 16,05% 8,45% 60,03% 6,12% 28,42% 15,48% 11,94%
BPR Pasar Raya Kuta 71,78% 17,39% 2,30% 76,86% 6,10% 32,41% 10,83% 23,40%
BPR Padma 40,16% 15,69% 3,78% 84,29% 4,11% 24,36% 7,21% 24,73%
BPR Bayudhana -6,47% 12,06% 3,17% 87,67% 11,84% 57,80% 12,88% 14,90%
BPR Pedungan -24,12% 5,78% 4,13% 76,61% 11,57% 67,31% 14,72% 3,62%

 

Bank Liquidity
Pertumbuhan Customer Deposit Low Cost Deposit Loans Deposit Ratio Liquid Asset toTotal Asset LA to CD Interbank Ratio
BPR Khrisna Darma Adipala 41,91% 35,70% 82,51% 19,21% 53,78% 166,02%
BPR Saraswati Ekabumi 57,82% 23,48% 83,52% 21,49% 41,90% 480,73%
BPR Sri Artha Lestari 18,20% 17,63% 73,36% 27,66% 37,42% 623,83%
BPR Cahaya Artha Bali 19,55% 56,59% 87,47% 11,77% 22,30% 376,86%
BPR Parasari 11,53% 65,68% 93,49% 8,17% 11,42% 6766,37%
BPR Mertha Sedana 22,60% 44,74% 84,32% 14,74% 37,33% 490,53%
BPR Santi Pala 11,69% 35,66% 96,00% 8,22% 15,04% 93,36%
BPR Pasar Raya Kuta 30,15% 50,32% 86,15% 8,26% 21,17% 173,38%
BPR Padma 8,94% 17,89% 92,55% 6,59% 16,59% 95,35%
BPR Bayudhana 1,77% 69,40% 83,60% 14,51% 25,46% 185809,60%
BPR Pedungan 0,14% 79,39% 86,54% 14,28% 18,72% 115810,51%

 

Bank Nilai Predikat
BPR Khrisna Darma Adipala 8,74 Sangat Sehat
BPR Saraswati Ekabumi 8,26 Sehat
BPR Sri Artha Lestari 8,23 Sehat
BPR Cahaya Artha Bali 7,97 Sehat
BPR Parasari 7,78 Sehat
BPR Mertha Sedana 7,72 Sehat
BPR Santi Pala 7,62 Sehat
BPR Pasar Raya Kuta 7,62 Sehat
BPR Padma 7,21 Sehat
BPR Bayudhana 7,01 Sehat
BPR Pedungan 6,62 Cukup Sehat

 

Catatan:
LLP to GL = Loan Loss Provisions to Gross Loan
BONB to TA = Biaya operasional non bunga to total aset
BONB to PB= Biaya operasional non bunga to pendapatan bunga
LA to CD = Liquid Asset to Customer Deposit